SERVICES

SMSF Loans

Property Investment Through Your Superannuation

Looking to grow your retirement savings by investing in property through your Self-Managed Super Fund (SMSF)? An SMSF loan enables your fund to borrow money to purchase residential or commercial investment property, with all income and capital gains returned to the super fund to boost your long-term wealth.

While SMSF property investment can be a powerful strategy, it’s subject to strict regulations under the Superannuation Industry (Supervision) Act (SIS Act) and ATO guidelines. From loan structure and fund compliance to asset selection and legal obligations, every step must be carefully managed.

That’s where Primestone Financial Services can help.

We work closely with you and your professional advisers (such as your accountant or financial planner) to:

  • Ensure your SMSF is eligible and correctly structured to borrow
  • Explain limited recourse borrowing arrangements (LRBAs), which are required for SMSF property purchases
  • Source competitive SMSF loan options tailored to your fund’s goals
  • Support you through the application, compliance checks, and settlement process

With access to a broad range of lenders experienced in SMSF lending, our expert mortgage brokers will ensure you have the information and support needed to make confident, compliant, and strategic decisions.

Investing through your super is a long-term commitment—let us help you get it right from the start.

DISCLAIMER

This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Subject to lenders’ terms and conditions, fees and charges and eligibility criteria apply

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